Debtor Discounting

You've Done the Work. Don't Wait Forever to Get Paid.

You've delivered the work. Your invoice has been issued. Now you're waiting for your client to pay.

We can help you unlock your cash flow today.

Tax invoice
Your business
INV-1182
Bill to Your clientTerms 90 days
Work deliveredComplete
Due date
Amount dueR 386 500
Illustrative invoice
Awaiting paymentDay 0 of 90

The wait, collapsed

Your client keeps their terms. You stop waiting for them.

With our Debtor Discounting solution, we provide funding against qualifying invoices, allowing you to access your money sooner while your client settles the invoice with us.

Your client pays in
Waiting on your client
You’re paidDay 90
With Debtor Discounting
Your client settles with us
You’re paidSooner

90 days your cash would otherwise sit with your client. Illustrative: funding depends on the invoice qualifying.

Because growth shouldn't have to wait for an invoice to be paid.

How it works

Four steps from invoice to cash.

Our fast turnaround times are designed to ensure that cash flow doesn't become a barrier to your next opportunity.

  1. 01

    You invoice your client

    The work is delivered and the invoice is issued, on your client's usual payment terms.

    You → Client
  2. 02

    We fund the invoice

    Mustard advances funding against the qualifying invoice, so the money reaches you sooner.

    Mustard → You
  3. 03

    Your client settles with us

    On its normal due date, your client pays the invoice to Mustard.

    Client → Mustard
  4. 04

    The balance comes to you

    Once the invoice is settled, whatever remains after our fee is yours.

    Mustard → You

Talk to us

Let us help you unlock your working capital.

Tell us a little about it and someone from Mustard will call you. This is a conversation, not an application: there is no credit check and nothing to sign.

  • About a minute to fill in
  • A copy of your enquiry comes to your inbox
  • Rather speak now? +27 (0)11 575 6000
This is about
The invoice
You